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Showing posts from 2019

Merry Christmas to Everyone!

Holidays are a favorite in the family. It is the most busiest time of the year for us (offline). We've had a lot of great things that happened this month and mostly are payouts. Before I drift into space again for some shopping for New Year celebration I would like to greet each and everyone a very Merry Christmas and a Happy New Year. Me and my wife will be celebrating our 15th Wedding Anniversary. We continue to thank God for all the blessed years God has provided us and to the knowledge, wisdom in right investment and to the provision of capital and investment companies that continues to be honest. Have a good day everyone. God bless us and may we have a joyful and prosperous investing new year.

An IPO and a Payout

Good day to everyone. It's been almost a month since my last post. My last post which was about cash withdrawal went well and I have received a few payouts from Seedin PH since then but I was unable to post it here because I was so busy with a lot of stuffs offline. Today is IPO investing day and I went and buy IPO - FRUITAS HOLDINGS, INC. (FRUIT) which costs P1.68 per share with a minimum of 1000 shares and multiples of 1000 only. I bought a bit late, lets hope it is not over-bought yet ( usually it becomes over-bought in just a day ) and hope for the best. As I recall it, FRUIT was said to cost P1.99 but it seems they have lowered it so that is good. I received my 3rd payout this week for this month and it's about a project that returns the capital at the end of its tenure. Looking forward to another investment although I am guessing there will be less since the end of the year is coming --it's only an assumption though. I am really so happy since stock in

SeedIn PH Cash Withdrawal Successful

Email I got from Gmail from SeedIn PH It's a known fact that Filipino investors who were not educated in Financial Literacy are prone to investment frauds. Even those who were educated become victims as well, no thanks to fraud investment companies' usage of web technology and social media. But web technology or social media can also be used for good specially when it comes to finding the best investment companies or just finding a legit one is more appropriate. If you find a good investment company or a legit one, you can also share it to your friends - though some may think you are just recruiting for people. Okay here is one good example of a good investment; last October 20, I have requested to withdraw sum amount of money from SeedIn PH and upon checking my bank account in BDO today, I found out that it was already sent to my account last Oct. 22. So which means if you made a request for a withdrawal, you may expect it at a minimum of 2 days and max of 3 days (as

Ellana Mineral Cosmetics: New SeedIn PH Investment

I know it has been days without activity here but I've been busy lately. I have actually received two payouts from SeedIn PH and since I haven't tried withdrawing from SeedIn PH , I believe it's about time to check out their withdraw section. I withdrew 3000 pesos to check our their withdraw section. It was stated there that it will take 3 banking days for the money to be deposited, so 2 more days then. In the meantime, I was able to invest into another investment opportunity this morning. With a funding amount of 6 Million pesos, Ellana Mineral Cosmetics opportunity will be paying 15% per year for all their investors. It seems the investment opportunities are getting quite slow in funding. Probably because of the new IPOs in the Philippines Stock Exchange. I still consider SeedIn Ph to be a good alternative to mutual funds because of its stability in paying out their investors. I wish to see more companies that offer bigger interest. If you are not yet an investo

The X-Curve Concept

Although most Financial Literacy based investment, MLM (Multilevel Marketing) companies or even Cooperatives use the X-Curve to promote their business side, I still consider it to be the best concept I have ever seen and the only answer in solving poverty. So what can we learn about the X-Curve Concept ?   If we look at the image above, you will see two arrows. One is the arrow which says Law of Decreasing Responsibility and the other is Law of Building Wealth . By the way, the X-Curve was taken from VCM or from a cooperative called Nutriwealth . It all starts from the left going to the right. Let's see, I hope I can explain it better than how I understand it. 

SV Hesed Solutions Inc: New SeedIn PH Investment

We are once again blessed to have an investment opportunity at SeedIn PH . This time the company is a trading company and what's great is that you will get a 16% per year interest. It has a tenure of 10 monthly equal repayments. Here are the details about SV Hesed Solutions Inc. SV HESED Solutions Inc. is engaged in the business of manufacturing, importing, exporting, buying, selling at wholesale goods such as but not limited to LED lighting and fixtures, abaca, electronic products and other similar in nature.

Protecting Our Future and Our Family

People who are not learned of Financial Literacy often find themselves going in circles to making ends meet. Trapped in debt and instead of building their wealth, they mistakenly invest on unimportant things. Sadly, sometimes you have to learn things the hard way in order to find out what works and what does not. But like what an optimist would say, if you made 50 mistakes that means you found out 50 ways of how you should not do it. So h ow does someone build wealth? We can't build wealth if we are not financially protected. It's like wearing your armor before going to battle. One accident can drain years of savings so in order to avoid that you must protect your wealth or savings with a buffer or protection --and that will be your armor. Here are the things we need in order to protect the welfare of our family in the future. Eliminate Debts One greatest common burden each one has is having Debts. Having debt is like walking or running with an open wound - it will

Bossafety Incorporated: New SeedIn Ph Investment

With a whopping 10M Pesos target funding amount, SeedIn Ph listed another investment opportunity. I may have the need to Top Up again since my remaining balance has been re-invested to this new investment opportunity. Who is the borrower? Bossafety Inc. is a domestic corporation incorporated and registered with the Philippine Securities and Exchange Commission on 2015. The company is engaged in the business of purchasing, selling and trading of safety machineries equipment and supplies on a wholesale and retail basis. http://www.bossafetyph.com

IPO Alert: AXELUM Resources Corp.

I just had an IPO Alert from PSEI so I decided to check out some videos regarding IPO ( Initial Public Offering ) investing. The IPO stocks I was talking about is the AXELUM Resources Corp. and ALLHOME . I am new to this IPO stocks thing but based on videos I've seen IPO investing is promising and at the same time risky as well. Not all companies that went public on their stocks went well but IF, yes IF it did went well - you will always have these feeling of "I wish I have invested when their stocks were still cheap". Okay, before we continue, please read the following information taken from their website: Axelum Resources Corp ., today manufacture Desiccated Coconut, Coconut Milk Powder, Coconut Cream, Coconut Milk, Coconut Water, Reduced Fat Coconut, Coconut Oil and Virgin Coconut Oil, devoting a large portion of its production for export to the world’s major continents. We bank on innate manufacturing expertise to enhance existing production and create new food

Royal Assistance Financial Services: New SeedIn PH Investment

A new investment opportunity came again and we are once again a part of this new investment from SeedIn PH . Too bad because I only have half of what I've previously invested --it would have been better since this new one has a bigger interest which means more profit ( approximately 13% to your capital after you receive all the payouts ). Royal Assistance Financial Services Inc . was registered with the Securities and Exchange Commission in May 25, 2018. The Company is engaged in the business of extending loans at legal interest on the security of either salary, foreign remittances, ofw allotment, personal properties or on the security of real properties, and home appliances and other chattels. ( information is from SeedIn PH )

Sunlife Prosperity Funds Promotion up to 2% INSTANT Credit

Sunlife Prosperity Fund is having a promotion which I think is good investment opportunity for everyone there who is into mutual fund investing .  You'll get an instant 100 pesos investment credit for investment range of 10k-24,999 and an instant 500 pesos investment credit for investment range of 25k-above. If you look at it carefully, for a 10k pesos --it is an instant 1%; and for 25k pesos --it is an instant 2% which I think is not bad. But this offer is only when you invest at Sunlife Prosperity Funds thru COL Financial. Promotion period is from Sept. 9 - Dec. 27, 2019 . THIS IS ONLY FOR NEW INVESTORS (read the mechanics below).

A New SeedIn PH Investment: MarketConnect Inc

SeedIn PH just opened a new investment opportunity and I got to invest once again -- thanks to the payout yesterday. I was pretty excited to find out my Alfred Auto-Invest works in wonders so even if I was slicing the ingredients for my Pancit Palabok, I was able to auto-invest the amount I desired.  With a project sum of 3 Million, tenure of 6 months and a return p.a. of 15%/pa. Here is the company information about the borrower:

Another Payout and MF Fund Additional Funding

Okay, I just got a few important emails and one of them is to confirm that I have received another payout from SeedIn PH from my first investment. Next month I am expecting two payouts, so I am quite excited to see two payouts in one month. I also got an email confirming two transactions I made with COL Financial . First was for buying stocks $NOW which is for my "bodega". I can't find the news article regarding the renewal of NOW's license but I will link it in this article once I find it. I know $NOW will be the fourth telco so before it goes on hype better buy stocks while they are still cheap. The last mail was for my additional investment at XPEEQ mutual fund . 

FUNDKO: A Crowd-lending Platform -- Good or Bad?

While trying to look for other option to diverse investments, I stumbled upon a company named FUNDKO . It is also a crowd-lending platform like SeedIn. Upon investigation, I was able to find an issue where a lender was informed that the borrower is unable to pay or decided to not pay their lenders anymore. This is obviously not a good sign for a crowd-lending company. It is a good thing SeedIn has a budget for this i-responsible lenders or they have made pre-cautions to avoid such issues. Okay, here is the exchanged communication between the lender and FUNDKO.

SeedIn: New Investment Melko Outsourcing Solution Inc.

Yesterday, I just invested again at SeedIn and the money this time went to Melko Outsorcing Solution Inc. company. Here is a little info about the company: Melko Outsourcing Solution Inc. was registered with the Securities and Exchange Commission in April 28, 2015. The Company is engaged in the business of providing outsourced billing and billing information services, outsourced contact-management services for customers. ===

My First Seedin PH Payout

Okay, I just want to share the happiness I felt upon receiving my first payout from Seedin PH . I am planning on re-investing the money so I won't be making any withdrawals in my account yet. So I got this payout from my very first investment at Seedin PH . Here is the email I received from Seedin PH . So that's it for now. By the way, about the changes in the payout method; it was confirmed to me that there are two payout methods. First is the old method in which you receive a monthly payout which consist of interest/income plus part of your capital until it reaches maturity or the tenure of your investment. The second which was recently introduced was getting your monthly payout which consist only the interest or your income and when your investment reaches tenure or the last payout, you will receive your income plus your capital. The advantage of having your payout with capital is that you may be able to re-invest it on another project while the other method will only

New Investment at Seedin PH

Hello guys! Here I am again to inform you of another investment opportunity I grabbed at Seedin PH. THe company borrower is Cashalo . Cashalo or Paloo Financing, Inc. (Cashalo) was established in 2017 and is a mobile platform that gives fast, affordable, and secure access to personal credit. https://www.cashalo.com/ - No trace of outstanding litigation - No trace of legal charges lodged by financial institution. Just In: Seedin PH   pre-payment policy. Upon investment, I noticed the calculator giving me a different computation. Before they divide your gain along with your capital (divided by tenure) but now they will give you the capital along with your last pre-payment. It sucks but it is still better than banks. #seedinph #investinPH #seedin #pinoyinvestor #investingPH investin tesla investing

MLM or Multilevel Marketing

What is MLM or Multilevel Marketing? It is a marketing scheme used by some companies. I don't have anything against them except to those pyramid scams who are not really selling actual products and just earns money from their downlines or recruits. Most MLMs are product or is used by pyramid scams or belonged to investment fraud companies or ponzi schemes because MLM is self-propagating and doesn't need much advertisement and it spreads faster when it is online. You might recognize them by studying its system. These are some of the signs of investment scams : the recruit MUST recruit someone as well in order to earn, the new recruit's money is the one used to pay their upline. they don't have an actual product. even if they did have products, it is practically useless. they are promised a fast ROI or return of investment or yields higher returns.

My First Investment at Seedin PH

I just spotted an investment opportunity at Seedin PH . The first company I invested is at KMVAsia Development Corportation - they are into construction business I believe. Anyway, here is the company profile. The investment yields 16% interest and starts repayment on August 24, 2019 and the good thing is it only has 3 months tenure (Maturity on Oct) which means I am going to receive monthly repayments starting August. They are in need of 10Million pesos so I am pretty sure a lot of people are going to have a chance to have a piece of them. I invested P10,000 Philippine pesos for starters. I will just let the money grow and re-use it on another investment until I reach a certain amount I can use for some other investments, probably an offline investment. Seedin PH really is one way make money online . Great thing about it is that t is online so it is quite easy to keep track. Funding your Seedin PH account is easy - I will try to upload a video or write an article about it so you

About PhilEquity Fund

This came from EquityFund's very own website. === Recognized for its outstanding investment performance since its inception in 1994, Philequity Fund (PEFI) is the best option for investors who want to invest in the stock market but do not have the time and expertise to do so. PEFI gives investors access to a diversified stock portfolio managed by some of the best equity fund managers in the country. Calendar Year   Returns (%) as of June 21, 2019      Returns 2019 YTD 2018 2017 2016 2015 2014      PEFI 7.74 -10.86 23.3 -1.33 -9.17 28.68      PSEi 7.9 -12.76 25.11 -1.6 -3.85 22.76 === If you have an account at COL Financial then you are able to buy shares from one of the best mutual fund in the Philippines. They also have PhilEquity Dividend Yield Fund, Dollar Income Fund, MSCI Philippine Index Fund, Peso Bond Fund and PSE Index Fund. You can diversify in some of their offered mutual funds. PhilEquity Fund Inc has been in the market since February 21, 1994 with a

About Seedin PH

This was taken from SeedIn's website: SeedIn is South East Asia's largest Business Financing Platform where local businesses seeking short-term financing connect with individuals and businesses seeking short-term investments.  Their concept is simple: Demand meets Supply.  Established in 2013 with the vision to connect local businesses, SeedIn has facilitated over Php112,350,933,903 worth of funds since its launch in February 2014.  We believe that Union is strength. Housing both Business fund seekers and Investors (Individuals and Businesses) on our technology-enabled platform, SeedIn serves two main groups of customers: Business Fund Seekers SeedIn is committed to support budding local SMEs, helping them achieve their potential, through alternative financing solutions. By reducing cash-flow gaps, the capital growth of local SMEs can be enhanced. Business fund seekers can expect lower cost of credit than other traditional alternative financing c

Day 0

I am sure that I am not the only one here that seeks financial freedom and that is mainly the reason you were brought here in my blog. I have been a blogger for many years but became inactive for a long time as well but I started blogging for one very good reason - to make money online . A few years ago, I lost my job and looking for a job here in Saudi Arabia is so difficult specially nowadays because of their Saudisation. Well, we can't do anything about it since it is their country and I also believe it is good for their country but I am just hoping it is not hurting their economy since this strategy is a double-edged sword. Well, I don't want to make a full detail on that since it is out of topic. Anyways, back to our main objective which is to make money online. To begin with, INVESTIARY makes use of the latest technology on the internet - which is blogging. I've been inactive in blogging for many years but recently decided to be active again to keep track of my l