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Showing posts with the label financial literacy

Using a Trading Strategy in Buying Investment Stocks

I know I've already turned my back on my trading but my recent discovery of a technique or strategy -  a trading strategy which is I believe will be useful also in my investment stocks. You'll probably be asking me "What is this trading strategy? and how is it going to help in acquiring my favorite investment stocks which are of course dividend-earning stocks ?" The No. 1 Rule in Trading: Buy Low! First of all, we all know what the No.1 rule in trading is and that is to buy low, which means you try to buy a stock at its lowest or low value. While the stock price is of less concern when buying investment stock (to some), for me I still want to make sure that what I buy is still at its lowest value (at least during the period I decide to buy again) to make-up with the volume I buy - of course lower stock price means more volumes. Actually, investors love it when their favorite investment stock is at its low price because they can buy more volumes with their money.

Investing for Dividends Equals Passive Income

In one of my financial literacy lessons back in my Nutriwealth Cooperative ( a ) business venture, I encountered the term " Living in Interest ". In that lesson, you are to increase your income source ( refer to my previous article " The X-Curve Concept " ) so you can overcome your financial responsibilities as you grow older. Once you have successfully overcome your financial responsibilities, you continue to add more income sources and in the process you gain a streaming passive income to the point your family up to the next generation will benefit from it. To explain it in another way, it is like multiplying yourself, your job and your salary to provide for the same family - and it has a good twist. And you keep that attitude of multiplying your source of income until even the upcoming generation in your family may benefit from it. Okay the good twist I was talking about awhile ago is that the other copies of yourself earns income while you are sleeping. Ok...

The X-Curve Concept

Although most Financial Literacy based investment, MLM (Multilevel Marketing) companies or even Cooperatives use the X-Curve to promote their business side, I still consider it to be the best concept I have ever seen and the only answer in solving poverty. So what can we learn about the X-Curve Concept ?   If we look at the image above, you will see two arrows. One is the arrow which says Law of Decreasing Responsibility and the other is Law of Building Wealth . By the way, the X-Curve was taken from VCM or from a cooperative called Nutriwealth . It all starts from the left going to the right. Let's see, I hope I can explain it better than how I understand it. 

Protecting Our Future and Our Family

People who are not learned of Financial Literacy often find themselves going in circles to making ends meet. Trapped in debt and instead of building their wealth, they mistakenly invest on unimportant things. Sadly, sometimes you have to learn things the hard way in order to find out what works and what does not. But like what an optimist would say, if you made 50 mistakes that means you found out 50 ways of how you should not do it. So h ow does someone build wealth? We can't build wealth if we are not financially protected. It's like wearing your armor before going to battle. One accident can drain years of savings so in order to avoid that you must protect your wealth or savings with a buffer or protection --and that will be your armor. Here are the things we need in order to protect the welfare of our family in the future. Eliminate Debts One greatest common burden each one has is having Debts. Having debt is like walking or running with an open wound - it will...